When it’s time to install, repair, or replace your roof in Florida, it’s important to hire the best roofer who understands and adheres with the local building codes. Like in every industry, there are storm chasers who will cut corners with roofing work and leave you hanging.
Insurance and Registration Requirements
Roofing is a very crucial trade which addresses the most critical component protecting the structural integrity of your home or business. Under Florida law, a contractor must have a certified or registered license to perform work. A certified license allows the contractor to work in any jurisdiction in the state and not be required to fulfill the requirements of the jurisdiction. With a registered license, a contractor can only work in the jurisdiction the license was issued in.
Other Texas Requirements
The state of Florida does require roofers to carry general liability insurance. It’s important to hire a roofer with such a policy to protect you from financial losses should the roofer damage something in your property in the course of their work. Roofing projects are often huge investments and aren’t worth risking property damage if the roofer doesn’t have liability insurance.
Roofing contractors must have $300,000 for bodily injury and $50,000 for property damage. They are also required to have workers compensation from an approved carrier in Florida.
The Benefits of a License and Insurance
By working with a roofing contractor with the right licenses and insurance coverage, you are getting more value for your money. You’ll have peace of mind knowing the roofer has more skills and education in their trade to deliver quality results.
Insurance coverage on the other hand ensures you’re protected from financial liability should an accident happen on your property in the course of the project. While workers’ compensation protects the roofer and their crew from accidents, general liability coverage protects you and your household from financial loss should the roofer damage something on your property.
At The End Of The Day
It’s extremely important to hire a contractor with the right licenses and insurance coverage. It provides proof the roofer has taken the correct steps to provide you with great service. If you’re planning to install, repair, or replace a roof in Tampa, FL, consider working with Imperial Roofing. Our roofers are licensed, insured, and bonded to handle a wide range of roofing systems. Contact us today to get a free estimate!